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How to choose the ideal RBL Bank Debit Card for yourself

A debit card can allow you to withdraw cash from your bank account for your regular expenses. Besides, you can also use the card to make both online and offline purchases. As compared to a credit card, a debit card allows you to spend only the amount available in your bank account. When you use your debit card for any purchase, the merchant notifies the bank, which, in turn, transfers the money, immediately. To complete the transaction, you are required to provide the OTP sent on your registered mobile number. Along with simplicity and ease of transactions, a debit card also comes with a wide array of exclusive features and benefits. You can choose the best debit card as per your individual requirements. For instance, RBL Bank provides 12 types of debit cards, and you can choose the card which is in sync with your needs. Here is a look at the best debit cards that you can choose from:

1. RBL Bank Rupay Debit Card:

This basic RBL Bank Debit Card comes with features, like daily ATM withdrawal limit of Rs. 50,000, daily Point of Service (PoS) spending limit of Rs. 30,000 and five free cash withdrawals in a month at any domestic bank’s ATM. What’s more, subject to certain terms and conditions, you receive accidental and disability insurance cover of up to Rs. 1 Lakh.

2. RBL Bank Rupay Kisan Card:

This RBL Bank Debit Card comes with the unique benefit of: pay less, get more. You can use this card to withdraw up to Rs. 10,000, per month across all ATMs in India. The same condition applies for online and offline payments. This card also provides the accident and disability insurance cover of up to Rs. 1 Lakh.

3. RBL Bank Classic Debit Card:

You can enjoy convenience along with Visa-verified enhanced security with this RBL Bank Debit Card. While you can shop up to Rs. 1 lakh in a day, the cash withdrawal limit is capped at Rs. 50,000. You also receive complimentary card insurance covers, like Rs. 2.5 Lakh air accident insurance, Rs. 2.5 Lakh personal accident insurance, Rs. 50,000 cash in transit liability, Rs. 50,000 lost card liability and purchase protection of up to Rs. 10,000.

4. RBL Bank Crest Debit Card:

This RBL Bank Debit Card is equipped with contactless technology. Here, you have a higher ATM withdrawal limit of up to Rs. 1 lakh daily, along with PoS transactions of up to Rs. 2 Lakhs. Along with free and unlimited ATM usage at all bank ATMs, you will receive high coverage of up to Rs. 1 Crore as personal accident cover, cash in transit liability up to Rs. 2 Lakh and lost card liability up to Rs. 3 Lakh. You are also indemnified against loss of checked-in baggage, delay of checked-in baggage and loss of passport and travel documents.

5. RBL Bank Signature Debit Card:

Along with unrestricted ATM withdrawals and higher/enhanced limit for withdrawals and PoS transactions, this RBL Bank Debit Card is equipped with world-class features such as international acceptance, complimentary lounge facility at select airports and free complimentary golf games. Alongside, you get a variety of high-value insurance coverages.

6. RBL Bank Platinum First Debit Card:

This RBL Bank Debit Card provides you with exciting discounts on purchasing diamond and gold jewelry, online medicines, renting office spaces, gifting flowers, shopping for groceries, buying apparels, dining, availing spa services, pre-health check packages, health/wellness offers and healthcare membership plans at the specified merchant partners. Alongside, you receive similar benefits as with the Signature World MasterCard.

7. RBL Bank Titanium First Debit Card:

This best debit card has similar benefits and features as the platinum first card and is also equipped with contactless technology.

8. RBL Bank Woman’s First Debit Card:

If you are a woman professional, then you can avail the exclusive privileges and benefits of this best debit card. Along with maximum protection through various complimentary card insurance offers, you can avail an extra layer of security via the Master Card Secure Code. Here, for both offline and online transactions, you receive an additional OTP for verification purposes.

9. RBL Bank Business First Debit Card:

If you are a self-employed individual, you can opt for this card to receive exclusive shopping discounts at partner merchant stores. Additionally, you stand to receive cashbacks at the network hotels, gas stations and restaurants, while on your business tour to the USA.

10. RBL Bank India Startup Club Business Debit Card:

Being the owner of a startup requires multiple foreign tours. On your business tours to the USA, you can earn cashbacks through the network-registered merchants. Additionally, you can also receive discount vouchers on domestic travel. Be it shopping or availing complimentary insurance covers, this best debit card has it all!

11. RBL Bank Platinum Debit Card:

You can benefit from features, like cash withdrawal convenience, easy shopping and complimentary card insurance coverages with this RBL Bank Debit Card.

12. RBL Bank Signature+ Debit Card:

Avail RBL Bank’s most recent Debit card, the Signature+ Debit Card. With this, you get the benefits of contactless technology, joining vouchers worth Rs. 5000, zero markup on international transactions, 2 complimentary airport lounge accesses per quarter, VISA Concierge Service and much more.

Availing the ideal debit card: RBL Bank provides a debit card for every requirement. This encompasses the needs of avid shoppers, frequent flyers, women professionals, entrepreneurs, salaried individuals, employers, executives, and so on. You can choose the suitable card - from the wide variety of RBL Bank Debit Cards - and receive various complimentary offers and benefits.

Conclusion: For your multiple banking needs, you can rely upon RBL Bank, which has specialized services for commercial banking, corporate and institutional banking, branch and business banking, retail assets, development banking and financial inclusion and treasury and financial markets operations. The bank services the needs of 8.76 million customers across the country. Avail the best banking services, and apply for a RBL Bank Debit Card today!


Disclaimer: Articles published on the website are merely indicative and suggestive in nature and do not amount to solicitation. The contents do not guarantee the desired returns and/or results. Reader is advised to exercise discretion and consult independent advisors for achieving desired result. Visitors to this blog/ website w.r.t products & services offered by RBL Bank Limited herein, shall ensure that the comments / feedback posted shall be restricted to the contents published herein and shall not contain such language that may be un-parliamentary or against any religion, caste, section of society, political view etc. While our endeavor is to publish the comments that are submitted, however, all comments/feedback shall be subject to internal review by RBL Bank Limited. We do not guarantee that the comments that are submitted will be published.

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