HDFC Life Sampoorn Samridhi Plus

What You Get

Choose from the following plan options with HDFC Life Sampoorn Samridhi Plus:

• Endowment: A one-time payment made at the conclusion of the policy's term.
• Endowment with Whole Life: Lumpsum amount payable at the conclusion of the policy's term plus sum assured on maturity payable upon living to age 100 or passing away, whichever occurs sooner.

Maturity Benefits:

• Endowment: Sum Assured on Maturity + Accrued Guaranteed Additions + Accrued Reversionary Bonuses + Interim Bonus (if any) + Terminal Bonus (if any) on maturity.
• Endowment with Whole Life: Benefit payable under Endowment Option + Sum Assured on Maturity payable on survival till age 100 years or passing away, whichever occurs sooner.

In case of death: In the tragic event that the policyholder passes away, we shall pay the nominee the highest of the following:

• Sum Assured on Death + Accrued Guaranteed Additions + Accrued Reversionary Bonuses + Interim bonus (if any) + Terminal bonus (if any).
• 105% of premiums paid till date.

Sum assured on death will be:

• Sum assured on maturity, which is the entire benefit amount guaranteed to be paid upon the policy's maturity.
• A certain sum that will be paid upon death and in this case equals the sum assured upon maturity.
• 10 times the annual premium for applicants under 50 and 7 times the annual premium for applicants over 50.

In case of accidental death:

• If the policyholder is 18 years of age or older on the date of death, an additional sum equal to the sum assured on death is payable in the terrible event that the life assured passes away during the policy's term.