HDFC Life Sampoorn Nivesh
HDFC Life Sampoorn Nivesh
In order to help you boost your investment and savings, HDFC Life Sampoorn Nivesh offers a special insurance and investment plan that comprises multiple fund options.
Key Features
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Get the freedom to choose an investment term between 10 and 25 years.
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Choose from Single, Limited, or Regular premium payment choices to suit your needs.
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3 benefit options to choose from depending on your financial needs.
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Option to receive extra life insurance benefits in the event of accidental death.
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After 10 years, loyalty additions will increase the value of your fund.
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Investing in bigger premium amounts will result in lower premium allocation fees.
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Avail the liberty to pick from 8 types of funds.
- There are 3 benefit options to select from, based on your needs: a) Classic b) Classic Plus c) Classic Waiver
- In case of death:
- In case of the Life Assured’s unfortunate demise during the policy term, we will pay a lump sum amount to the nominee as per these options:
Classic:Classic Classic Plus Classic Walver Highest of
- Sum Assured,
- Fund value,
- 105% of the premium(s) paid
policy will terminate once the benefit is paid to the NomineeHigher of
- Sum Assured plus Fund value,
- 105% of the premium(s) paid
policy will terminate once the benefit is paid to the NomineeHigher of
- Sum Assured
- 105% of the premium(s) paid
PLUS
Modal premium will be payable by us to the fund on premium Due Date and the policy will be in force.
PLUS
Fund value will be payable on Maturity.
Classic Plus:Classic Classic Plus Classic Walver Highest of
- Sum Assured,
- Fund value,
- 105% of the premium(s) paid
policy will terminate once the benefit is paid to the NomineeHigher of
- Sum Assured plus Fund value,
- 105% of the premium(s) paid
policy will terminate once the benefit is paid to the NomineeHigher of
- Sum Assured
- 105% of the premium(s) paid
PLUS
Modal premium will be payable by us to the fund on premium Due Date and the policy will be in force.
PLUS
Fund value will be payable on Maturity.
Classic Waiver:Classic Classic Plus Classic Walver Highest of
- Sum Assured,
- Fund value,
- 105% of the premium(s) paid
policy will terminate once the benefit is paid to the NomineeHigher of
- Sum Assured plus Fund value,
- 105% of the premium(s) paid
policy will terminate once the benefit is paid to the NomineeHigher of
- Sum Assured
- 105% of the premium(s) paid
PLUS
Modal premium will be payable by us to the fund on premium Due Date and the policy will be in force.
PLUS
Fund value will be payable on Maturity.
Also, avail invaluable protection for your family through the Extra Life option, in case of Accidental Death. - Your Fund Value will be paid to you as a Maturity Benefit if you live to the end of the policy term.
- Increase your Fund Value starting in the 10th policy year with Guaranteed Loyalty Additions.
- By investing more premiums, you can maximize your investments through lower premium allocation charges.
- Utilize the tax benefits provided by Sections 80C and 10(10D) of the Income Tax Act of 1961.
- Additional Flexibilities:
- Avail 4 Fund Switch, Premium Redirection, and Partial Withdrawal each absolutely free during a policy year.
- You can apply for this plan by completing a brief medical questionnaire; you may not need to get checked out by a doctor.
- Fill out a brief questionnaire to evade medical examinations.