IndianOil RBL Bank XTRA Credit Card

Accelerate your savings! with accelerated fuel points.

8.5% Valueback as 15 Fuel Points and 1% Fuel Surcharge waiver

XTRA Fuel Points Just For You!

• Get accelerated 15 fuel points on every INR 100 spent at IndianOil fuel stations (Maximum 2,000 fuel points per month)

Keep Shopping! Keep Earning!

• Get 2 fuel points on INR 100 spent on every other purchases like shopping and more!

Unlock the super value, curated just for you!

1 Fuel Point = INR 0.5
for buying Xtra Rewards points redeemable at IndianOil Fuel Stations.

Free Card, Free Petrol, Zero Worries

Spend INR 2,75,000 annually with the IndianOil RBL Bank XTRA Credit Card to waive the annual fee, turning your spending into greater savings and hassle-free rewards.

Drive, Dine, Shop and Earn!

Boost your rewards every time you spend! Earn 2 fuel points for every INR 100 spent on your favorite purchases — whether you're dining out, shopping, or indulging in everyday luxuries.

Surcharge free fueling

Drive worry-free with the IndianOil RBL Bank XTRA Credit Card, offering 1% fuel surcharge waiver of up to INR 200 each month. Enjoy seamless refueling without extra costs, making every drive more economical and convenient.

IndianOil RBL Bank XTRA Credit Card is available on MasterCard & RuPay network.

For Credit Cards issued on RuPay network, enjoy the features of National Common Mobility Card (NCMC) and RuPay Credit Card on Unified Payment Interface (UPI). Know More

Note: Purchases made under below mentioned merchant categories will be excluded from Fuel point benefit, quarterly milestone and annual fee waiver: Utilities, Insurance, Quasi-Cash, Railways, Real Estate/Rental, Education, Wallets/Service Providers, Government Services, Contracted Services, Cash, Miscellaneous, Bills2Pay and EMI conversion of retail transactions (Split-N-Pay & EMI conversion requests placed at the time of making transactions at POS/Web/Mobile App), fees (if any), charges & GST.

Categories/MCCs will be defined as per network guidelines: Utilities (4900), Insurance (6300,6310), Quasi-Cash (6050, 6051, 4829), Railways (0066, 4011, 4112), Real Estate/Rental (6513), Education (8220,8244, 8249, 8211, 8241, 8299), Wallet/Service Providers (6540), Government Services (9400,1490, 2490, 2995, 7800, 9406, 9222, 9405, 9399, 9211, 9402, 9401, 9311, 9223), Contracted Services (1711, 1740, 0763, 1520, 0742, 1761, 1799, 1750, 1731, 1771, 0780), Cash (6011, 6010), Miscellaneous (5960)and EMI

Bills2Pay is a facility provided by RBL Bank where Cardmembers can pay various utility bills via RBL MyCard App/RBL MoBank App/Internet banking channel

Incase of RuPay Credit Card ,Cardmember will earn reward points as defined in respective product terms & conditions. However, offline UPI transactions under INR 2,000 done at small merchants on RBL Bank RuPay Credit Card will not be eligible for rewards points, voucher benefits, milestone benefits or any other product benefits, unless stated otherwise. For clarity, small merchants in this case means merchants with turnover of not more than INR 20 lakh during the previous financial year.

Click here for detailed terms and conditions.