chat Chat

RBL Bank RuPay Credit Card

RBL Bank RuPay Credit Cards offer a unique blend of convenience and security, tailored to meet the diverse needs of our customers. Be it shopping, travel, dining or fuel, RBL Bank RuPay Credit Cards are designed to provide a seamless payment experience with attractive benefits and rewards.

 

Discover the power of RuPay Credit Card with UPI

  • Utilize the Unified Payments Interface (UPI) feature with your RBL Bank RuPay Credit Card and make quick & secure transactions.

  • Enhance your payment experience with the combined benefits of UPI and credit card.

Through this feature, RBL Bank Credit Cards can be used to make payments on UPI enabled applications such as:

Gpay
Phone Pay
Paytm
BHIM UPI

Key Benefits:

  • Enjoy card benefits on UPI transactions such as interest-free credit periods, lounge access and insurance coverage, depending on your card type.

  • Use your RuPay Credit Card for UPI transactions to pay bills, including utility bills, mobile recharge, and more.

  • Enjoy the convenience of UPI payments and earn rewards, such as cashback, reward points, or discounts. Offline UPI transactions under INR 2,000 done at small merchants will not be eligible for product benefits as mentioned in Product T&C.

  • Larger Average Ticket Size avenues for purchases.

Rupay Credit Card UPI

Link your RBL Bank RuPay Credit Card with UPI:

  • Login to your preferred UPI App (In case of 1st time UPI App users, download & register on the UPI App)

  • Select “Link RuPay Credit Card” or “Add Credit Card on UPI''

  • Select “RBL Bank” as Credit Card Issuer Bank

  • Your RBL Bank Credit Cards issued on RuPay network will be auto-discovered

  • Select the RBL Bank credit card you want to link and proceed

  • Generate UPI PIN

  • You are all set to make a UPI transaction using your RuPay credit card

Make Payment using UPI:

Using QR Code

  • Scan the merchant's QR Code

  • Select 'RBL Bank RuPay credit Card'

  • Enter UPI PIN & confirm

For making online payments

  • Select UPI as preferred payment option on any merchant app/website

  • Complete your order

  • Enter your UPI PIN during the checkout & confirm

Use UPI for Following:

  • Pay for services like electricity, gas, water, internet, etc., via UPI, using your RuPay Credit Card.

  • You can pay food establishments or food delivery platforms for their services via UPI.

  • Make Payment for multiple subscription services via UPI linked to your RuPay Credit Cards. Plus, you can also set up automatic payments for recurring transactions. Whether train, flight, bus, travel packages or more, you can make your travel-related bookings via UPI.

  • Larger Average Ticket Size avenues for purchases.

 

NCMC : Your Gateway to Hassle-Free Travel

  • Designed to unlock the potential of contactless travel, RBL Bank RuPay Credit Card is equipped with National Common Mobility Card (NCMC) feature.

  • It enables card members to make On-the-Go payments across Metro stations, bus terminals etc. in a fraction of second, just by tapping the card on the card reader.

  • The NCMC feature comes with an inbuilt offline wallet (up to a maximum limit of INR 2,000 and is subject to change as per RBI guideline).

Click here to view the list of NCMC Enabled terminals.

RuPay Credit Card

Key Benefits:

  • Unified Payment method for commuters

  • Interoperability across different travel modes

  • Safe and Secure, contactless transactions

  • Works in low network areas like underground metro stations, parking lots etc.

  • Wide acceptance across the country

How to use:

NCMC Credit Card's offline wallet comes in Activated Mode. Initial Wallet balance will be INR 0.

 

Option 1:

  • Upon receiving the credit card, Cardmember can recharge the card by visiting nearest metro terminal

  • Once balance is updated, cardmember can start making cashless and contactless payments across different travel modes directly with their new RBL Bank Credit Card

Option 2:

  • Login to RBL MyCard App > Exclusive Facilities > NCMC > Select Card > Recharge

 

Click here to View Most Important Terms & conditions

FAQs - Credit Card on UPI

FAQs - NCMC Credit Card