Binge Credit Card

A credit card with power of four cards in one.

Plan your rewards and enjoy benefits on shopping, online spends and entertainment with your Binge Credit Card. The card perfectly complements your spending habits and lifestyle, letting you enjoy high-savings on all your spends like grocery, electronics, fashion, automobile etc. coupled with best-in-class milestone rewards, offers on movie tickets, online spends and discounts.

Get 4,000 Reward points on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).

Key Benefits

Offer on Movies
Rewards on all spends
Complimentary Lounge Access
Annual Rewards worth INR 10,299+

Enjoy exclusive, never seen before features

Easy Cash: Unlimited withdrawal of your available cash limit from all ATMs in India up to your billing date (Processing fee of 2.5% applicable; min INR 500 and refer MITC for more details).

Note: Terms and Conditions apply

Shop your way to rewards

Get 1 Reward Point for every INR 100 you spend on all that you like^#.
Get 12 Reward Points on all online spends, except for online purchases made (Maximum Cap: 800 Reward Points per month)^#.

Let’s go for a long drive

Experience the freedom and power to fill your vehicle's fuel tank at any place, at absolutely no extra cost. Get a fuel surcharge waiver of INR 100 per month.
The Surcharge is applicable on minimum fuel transactions of INR 500 and maximum of INR 4,000.

Cinematic Rewards for the love of movies

Get 1+1 Bookmyshow offer on movie tickets (Upto INR 200) once a month on any day.

How to avail?
All Cardmembers can avail the offer by applying under the offers/discounts section on the BookMyShow checkout page. Visit www.rblbank.com for details. Cardmember will need to add their Card details and expiry date for availing the offer. This offer cannot be clubbed with any other offer.

A relaxing airport experience

2 Complimentary lounge access per year (1 per quarter).

Click here for the list of lounges and the terms and conditions of the offer. The Lounge program is offered by MasterCard/Visa.

Please note: Spends of INR 15,000* (or more) made in the preceding calendar quarter will unlock the lounge access for the subsequent quarter.

*Excluding Rental spends

HOW IT ADDS UP ?

Benefits	Value (In INR)
Welcome Gift: Get 4,000 Reward Points on spending INR 2,000 within 30 days of card issuance (No welcome rewards will be given to First Year Free cards)	1,000^^
Spend Based Waiver: Spend INR 1,00,000 in a year and get waiver of Next year Annual Fee^#	999
12 Reward Points per INR 100 spent on online spends^# (Max 800 Reward Points per month) (excluding spends on rental/education/insurance/utility)	2,400^^
2 Complimentary Domestic Airport Lounge Access in a year	2,000
1 Reward Point for every INR 100 spent^# (Assuming Normal spends of INR 1,20,000); Reward Point Earned = 1,200	300^^
BookMyShow offer: 1+1 on Bookmyshow (once a month; upto INR 200 per month)	2,400
Fuel surcharge waiver of up to INR 100 per month. (The Surcharge is applicable on minimum fuel transactions of INR 500 and maximum of INR 4,000.)	1,200
TOTAL BENEFITS PER ANNUM	10,299

^^ Up to

You pay an Annual Membership fee of INR 999 Plus Goods and Service tax (GST). Note: In addition to above, Joining Bonus of 4,000 Reward Points will be credited on payment of Joining fee and on crossing spends of INR 2,000 within 30 days of card issuance.

Note: Value of 1 Reward Point will vary from INR 0.11 to INR 0.25 across different categories on www.rblrewards.com.

For calculation purpose, we have assumed value of 1 Reward Point = INR 0.25.

^#Transactions made on Education, Insurance, Utilities, Rent Payments and Wallet Load categories will not earn reward points.

^#Effective from October 15, 2024 there are few modifications to the product Terms on your Credit Card. Transactions made on Fuel & Auto, Quasi-Cash, Railways, Real Estate, Service Providers, Government Services, Contracted Services, Bills2pay, EMI, Miscellaneous & Cash are not eligible on your Binge Credit Card.

Categories/MCCs will be defined as per VISA & Mastercard guidelines:

Fuel:0032,2541,4001,5542,5541,5172; Utility:4900; Insurance:6300,6310; Quas-Cash:6050,6051,4829; Railways:0066,4011,4112; Rental:6513; Education:8220,8244,8249,8211,8241,8299; Wallet:6540; Government Services:9400,1490,2490,2995,7800,9406,9222,9405,9399,9211,9402,9401,9311,9223; ContractedServices:1711,1740,0763,1520,0742,1761,1799,1750,1731,1771,0780; Cash:6011,6010; Misc:5960; Bills2Pay:Tran Code - 71,Tran Code - 72; EMI

Own your Binge Credit Card by paying an annual fee of INR 999 (Plus Service Tax).
Spend INR 1,00,000 in a year and get second year annual fees of INR 999 reversed.
Reward redemption fee of INR 99 + GST is applicable on redemption of your available reward points earned on RBL Bank Credit Cards. Reward redemption fee is levied one time for redemptions made in a single day.