Paisabazaar Duet Credit Card
Payback Loan in Easy EMIs
Paisabazaar Duet Credit Card
RBL Bank Paisabazaar Duet Credit Card is a unique Credit Line product by RBL Bank in association with Paisabazaar.com.
Your Paisabazaar Duet Credit Card brings the power of 2 products into 1:
-
Paisabazaar Duet credit-line for instant money transfer to your bank
-
Cashbacks on all your Credit Cards spends
"There is a revenue sharing arrangement between RBL Bank & Paisabazaar.com for this card".
Paisabazaar Duet Credit Card Highlights & Benefits
Cash + Card benefits
-
Swipe / Transfer / Withdraw - Your Call! After all it's your money.
-
Enjoy 1% cashback on all Retail outlets and online Transactions except on the following categories* :(Railways, Fuel&Auto, Utilities, Wallets/Service providers, Real Estate/Rental, Government Services, Insurance, Cash, Quasi-Cash, Education, Miscellaneous, EMI conversion of retail transactions (Split-N-Pay & EMI conversion requests placed at the time of making transactions at POS/Web/Mobile App)
W.e.f October 15 2024 , each cardmember can avail a maximum cashback of INR 500 per month per card. Purchases made on the following categories(MCC’s) will not be eligible for earning cashback:
MCC Category | MCC Code* |
Fuel & Auto | 0032, 2541, 4001, 5542, 5541, 5172 |
Utilities | 4900 |
Insurance | 6300, 6310 |
Quasi-Cash | 6050, 6051, 4829 |
Railways | 0066, 4011, 4112 |
Real Estate/Rental | 6513 |
Education | 8220, 8244, 8249, 8211, 8241, 8299 |
Wallets/Service Providers | 6540 |
Government Services | 9400, 1490, 2490, 2995, 7800, 9406, 9222, 9405, 9399,9211, 9402, 9401, 9311,9223 |
Contracted Services | 1711, 1740, 0763, 1520, 0742, 1761, 1799, 1750, 1731, 1771, 0780 |
Cash | 6011, 6010 |
Miscellaneous | 5960 |
Bills2Pay** | NA |
**Bills2Pay is a facility provided by RBL Bank where Cardmembers can pay various utility bills via RBL MyCard App/RBL MoBank App/Internet banking channel
*All categories/MCC’s are as per MasterCard, VISA & Rupay guidelines
Transfer Money
-
Transfer money from your Paisabazaar Duet credit-line to bank account within minutes
Interest only on the usage
-
Why pay interest on the entire amount when you are using only a fraction of it
Payback in Easy EMIs
-
Buy using your Paisabazaar Duet Card and Pay back in easy EMIs at your convenience.
Paisabazaar Duet Credit Card is available on MasterCard & VISA network.
How Paisabazaar Duet Card works?
Use RBL Bank Paisabazaar Duet Credit Card to avail your money at your disposal.
-
Transfer as low as INR 3,000, or as high as your credit limit, to your registered bank account – as many times as you need. You can follow the below process:
-
Visit https://paisabazaarapp.onelink.me/qcrE/WelcomeKitDashboard
-
Under the credit line option, enter the amount you wish to borrow
-
Select the bank account in which you want the funds to be transferred
-
Authorize using the OTP received on your registered mobile number
-
-
Payback the amount in easy EMIs.
-
Purchase online or swipe at retail stores with Paisabazaar Duet Card Card.
W.e.f October 20, 2024 Credit Line functionality for your RBL Bank Paisabazaar Duet Credit Card will be available on the RBL Bank MyCard mobile application under XpressCash program. This feature available on the partner mobile application will no longer be available for you to opt for.
To enjoy benefits of the XpressCash Program, visit RBL Bank MyCard mobile application (link).
Steps to avail XpressCash after logging in to the MyCard application are explained below:
-
Click on the banner "Get Instant Cash"
-
Enter details like Loan amount, tenure etc.
-
View EMI, Interest rate, proc fee etc.
-
Customer enters bank account details (A/c no. & IFSC code)
-
Get the amount credited within 3-4 working days
For detailed Terms and Conditions, click here
For XpressCash Terms and Conditions, click here
Condition | Fee |
RBL Bank Paisabazaar Duet (earlier known as "RBL Bank Paisa on Demand") onboarded after September 01, 2021 | Free |
RBL Bank Paisabazaar Duet (earlier known as "RBL Bank Paisa on Demand") onboarded before September 01, 2021 | INR 500 + GST (18%) |
Other Features
How to apply?
Conclusion (CTA)
ShopRite Credit Card journey starts with 2,000 Reward Points
Simple steps to get your welcome gift:
ShopRite Credit Card journey starts with 2,000 Reward Points
Simple steps to get your welcome gift:
GRIEVANCE REDRESSAL - In case of any grievance, kindly reach out as per Customer Grievance Redressal matrix here. For any further complaint/issue, you may contact the nodal officer here.
ROLES & RESPONSBILITIES - Click here to view the complete details of activities engaged by the co-brand partner, Paisabazaar Marketing and Consulting Pvt Ltd.
SACHET PORTAL - Click here to visit the RBI Sachet Portal
Lending Service Provider & Co-brand partner: Paisabazaar Marketing and Consulting Pvt Ltd
Digital Lending App: Paisabazaar App