The RBL Bank Lazypay Credit Card issued by "RBL Bank Ltd" in association with "LazyPay Private Limited" is suited up, to give you an all-rounder of a Credit Card experience, beyond your wildest dreams. Enjoy top offers in categories you love, and never let there be a dull moment again, with cashbacks!
Enjoy the following benefits on your RBL Bank LazyPay Credit Card:
-
Enjoy cashback benefit of 1% up to Rs.500/month on all Retail outlets & Online transactions with the exception of following categories: fuel, railways, utilities, wallet load, rental, government services, insurance, cash, quasi Cash and EMI conversion of retail transactions (Split-N-Pay & EMI conversion requests placed at the time of making transactions at POS/Web/Mobile App).
-
W.e.f. October 15, 2024, cashback benefit will not be applicable on the below categories:
| MCC Category |
MCC Code* |
| Fuel & Auto |
0032, 2541, 4001, 5542, 5541, 5172 |
| Utilities |
4900 |
| Insurance |
6300, 6310 |
| Quasi-Cash |
6050, 6051, 4829 |
| Railways |
0066, 4011, 4112 |
| Real Estate/Rental |
6513 |
| Education |
8220, 8244, 8249, 8211, 8241, 8299 |
| Wallets/Service Providers |
6540 |
| Government Services |
9400, 1490, 2490, 2995, 7800, 9406, 9222, 9405, 9399,9211, 9402, 9401, 9311,9223 |
| Contracted Services |
1711, 1740, 0763, 1520, 0742, 1761, 1799, 1750, 1731, 1771, 0780 |
| Cash |
6011, 6010 |
| Miscellaneous |
5960 |
| Bills2Pay** |
NA |
| EMI transactions |
NA |
**Bills2Pay is a facility provided by RBL Bank where Cardmembers can pay various utility bills via RBL MyCard App/RBL MoBank App/Internet banking channel
*All Categories (MCCs) defined as per MasterCard, VISA and RuPay guidelines
"There is a revenue sharing arrangement between RBL Bank & LazyPay for this card".
LazyPay Credit Card is available on MasterCard & VISA network.
Disclaimer: One can apply for RBL Bank Lazypay Credit Card currently through LazyPay app only
