Platinum Maxima Plus Credit Card

With an annual membership fee of INR 2,500 you can avail an array of benefits on the RBL Bank Platinum Maxima Plus Credit Card. Take maximum advantage by easily applying online today.

Welcome Benefit

Begin your Platinum Maxima Plus Credit Card Journey with 10,000 Reward Points as Welcome Benefit.
Avail the welcome benefit in two simple steps:
- Step 1: Swipe and use your card within 30 days of card issuance.
- Step 2: Pay the annual membership fee by the payment due date.
Welcome Benefit Reward Points will be credited to your account within 60 days from the date of the Card issuance.

Reward Benefits

Earn 2 reward points for every INR 100 spent on your purchases*.
5x benefits just for you! Easily earn 10 reward points for every INR 100 when you use your card for dining, entertainment, grocery, and international purchases (Earn up to maximum 1000 Reward points per month).
Reward points earned in a given month will be credited to your account within 45 days from the purchase settlement date.

*Purchases made on select merchant categories: Fuel & Auto, Railways, Utilities, Real Estate/Rental, Wallet/Service Providers, Insurance & Miscellaneous do not earn reward points.
W.e.f. October 15, 2024, purchases made on select merchant categories: Quasi-Cash, Education, Government Services, Contracted Services, Cash & Bills2Pay will also not earn reward points.

Milestone Benefits

Make purchases of INR 2 lakhs or more in a year and get 10,000 reward points^#.
Make purchases of INR 3.5 lakhs or more in a year and get additional 10,000 reward points^#.
Make purchases of INR 5 lakhs or more in a year and get additional 10,000 reward points^#.
Milestone benefit reward points will be credited to your account within 45 days from the date of crossing the corresponding milestone benefit.

^#W.e.f. October 15, 2024, bonus milestone reward points on achieving an annual spends will not be included on purchases/spends for select Merchant Categories(MCC) including Fuel, Utilities, Insurance, Quasi-Cash, Railways, Real Estate/Rental, Education, Wallet/Service Providers, Government Services, Contracted Services, Cash, Bills2Pay, Miscellaneous and EMI conversion of retail transactions (Split-N-Pay & EMI conversion requests placed at the time of making transactions at POS/Web/Mobile App), fees (if any), charges & GST.

Get in-depth insights into our exclusive Rewards Program. Learn how to redeem your Reward Points for air travel, hotel stays, shopping vouchers.
Visit www.rblrewards.com

Categories/MCCs will be defined as per Mastercard/RuPay/VISA guidelines: Grocery (5411, 5422, 5441, 5451, 5499), Dining (5812, 5814), Entertainment (7829,7832, 7841, 7911,7922,7929,7932,7933,7941,7991,7992,7993,7994,7995,7996,7997,7998,7999,7802), Fuel & Auto (0032,2541,4001,5542,5541,5172), Utilities (4900), Insurance (6300,6310), Quasi-Cash (6050, 6051, 4829), Railways (0066, 4011, 4112), Real Estate/Rental (6513), Education (8220,8244, 8249, 8211, 8241, 8299), Wallet/Service Providers (6540), Government Services (9400,1490, 2490, 2995, 7800, 9406, 9222, 9405, 9399, 9211, 9402, 9401, 9311, 9223), Contracted Services (1711, 1740, 0763, 1520, 0742, 1761, 1799, 1750, 1731, 1771, 0780), Cash (6011, 6010) and Miscellaneous (5960)

Bills2Pay is a facility provided by RBL Bank where Cardmembers can pay various utility bills via RBL MyCard App/RBL MoBank App/Internet banking channel

Detailed T&C: click here

Discounts on Movie Tickets at BookMyShow

Get one complimentary movie ticket free up to INR 200 every month on the purchase of 2 or more tickets at BookMyShow.
Select RBL Bank Buy 1 Get 1 Offer under the Offers/Discounts section at the BookMyShow website or mobile app to avail this offer For detailed instructions on availing the benefits, click here.

Airport Lounge Access

Enjoy 2 complimentary visits every calendar quarter at domestic lounges across all major airports in India.
All you need to do is just show your Credit Card. The Lounge Program is offered by MasterCard/Visa.
Know the complete list of lounges and terms of the offer, click here

Fees and Charges

Annual membership fees of INR 2,500 + GST
Reward redemption fee of INR 99 + GST is applicable on the redemption of your available reward points earned on RBL Bank Credit Cards. Reward redemption fee will be levied one time for redemptions made in a single day.
Click here to know about other charges:

How it adds up?

Benefits & Description	Monthly Spends	Annual Spends	Annual Reward Points
Welcome Benefit			10,000
Dining Spends	INR 6,000	INR 72,000	7,200
Entertainment Spends	INR 3,000	INR 36,000	3,600
Fuel Spends	INR 6,000	INR 72,000	7,200
Utility Bills	INR 6,000	INR 72,000	7,200
Other Spends	INR 10,000	INR 1,20,000	2,400
Spend Rs. 2 lakhs in a year			10,000
Spend Rs. 3.5 lakhs in a year			10,000
Spend Rs. 5 lakhs in a year			10,000
Total Reward Points Earned			67,600

67,600 Reward Points redeemable against flight bookings, hotel stays and select e-vouchers	INR 16,900
Buy 1 Get 1 movie ticket free every month on BookMyShow	INR 2,400
Use your card to access domestic airport lounges twice every quarter	INR 3,200
Total Benefits	INR 20,000+