Moneytap Card - Apply for Moneytap Card Online| RBL Bank

MoneyTap Credit Card

Tap to unleash your dreams

RBL Bank and MoneyTap bring to you a unique proposition – MoneyTap Credit Line; which gives you flexibility to use the Credit as you like. You can use the MoneyTap App to transfer funds to your Bank Account and use the RBL Bank MoneyTap Credit Card for all your purchases.

To Apply, Download the Moneytap App Now

"MWYN Tech Pvt Limited is a recognized digital lending partner with a revenue sharing arrangement with RBL Bank for MoneyTap Credit Card".

For more details, please click here

Welcome Benefit

You earn 2,000 Reward Points on first swipe/activation of your RBL Bank MoneyTap Credit Card*

*Welcome benefit will be credited within 60 days of Card setup after payment of Annual Fee and first card transaction within 30 days of card setup.

For detailed Terms and Conditions, click here

How MoneyTap works?

Say Hello to Money on Tap

Transfer as low as INR 3,000, or as high as your available credit limit, to your registered bank account.

Convert Card Spends to EMI

Convert your card spends (INR 3,000 or higher) into EMIs right from the app.

Manage your Credit on the App - Complete Transparency

Know all your charges through the MoneyTap app
No other hidden charges
Keep a track on your transaction history, upcoming payments or EMIs and their due dates
No last minute stress

Reward points on all purchases

Gain Reward Points for all your domestic and international purchases and redeem them for the products you love at www.rblrewards.com

Earn 1 reward point for every INR 100 spent on all your purchases at merchant outlet
Earn 2 reward points for every INR 100 spent on all your online purchases (credit-line/loan spends excluded)

Base and Accelerated reward points are not accrued fuel, utilities, railways, rental, wallet load, insurance and government services.

Additionally, w.e.f. October 15, 2024 Base and Accelerated reward points will not be accrued on select categories*/MCCs: Fuel & Auto, Quasi-Cash, Real Estate/Rental, Education, Wallet/Service Providers, Contracted Services, Miscellaneous, Cash, Bills2pay and EMI conversion of retail transactions (Split-N-Pay & EMI conversion requests placed at the time of making transactions at POS/Web/Mobile App).

*Please refer to the table below for your reference.

Category	Merchant Category Code
Fuel & Auto	0032, 2541, 4001, 5542, 5541, 5172
Utilities	4900
Insurance	6300,6310
Quasi-Cash	6050, 6051, 4829
Railways	0066, 4011, 4112
Real Estate/Rental	6513
Education	8220,8244, 8249, 8211, 8241, 8299
Wallet/Service Providers	6540
Government Services	9400,1490, 2490, 2995, 7800, 9406, 9222, 9405, 9399, 9211, 9402, 9401, 9311, 9223
Contracted Services	1711, 1740, 0763, 1520, 0742, 1761, 1799, 1750, 1731, 1771, 0780
Cash	6011, 6010
Miscellaneous	5960
Bills2pay**	NA
EMI Transactions	NA

**Bills2Pay is a facility provided by RBL Bank where Cardmembers can pay various utility bills via RBL MyCard App/RBL MoBank App/Internet banking channel

Cashbacks & Discounts

Zomato

Earn 20% cashback on all Zomato orders (up to INR 200/- in a month)

Milestone Benefits

Get INR 1,000 Amazon voucher on crossing spends of INR 2.5 Lacs in the year*

*W.e.f. October 15, 2024 purchases made on above mentioned categories/MCCs (refer reward points on all purchases section) will not be considered for the milestone benefit (as specified in product TnCs).

Complimentary Movie Tickets

Get 1+1 free movie ticket every month up to INR 200/- at BookMyShow for Saturday & Sunday shows

Waiver of Fuel Surcharge

Tank up with your MoneyTap Credit Card with no fuel surcharge at all fuel stations**

**Valid for fuel transactions between INR 500 and INR 4000. Maximum waiver of INR 100 per month.

HOW IT ADDS UP?

Feature Benefits	New Benefits	Value
Welcome Benefit*	2,000 RP on activation of credit card within 30 days	500
Monthly Benefit	20% cashback on all Zomato orders, up to INR 200 in a month	2,400
Reward Program^	1 RP for every INR 100 spent on POS/ offline merchant	450
Reward Program^	2 RP for every INR100 spent online	900
Milestone Benefits	INR 1,000 Amazon voucher on crossing spends of INR 2.5 lac in the year	1,000
Fuel Surcharge waiver	Waiver of fuel surcharge up to INR 100 a month for fuel transactions between INR 500 and INR 4,000	1,200
Movie Benefits	1+1 Free movie ticket at BookMyShow up to INR 200 every month for Weekend (Saturday/Sunday) shows	2,400
Total Annual Value		8,500+

*First swipe to be made within 30 days of card receipt and after payment of annual fee. Welcome benefit to be credited within 60 days of card receipt.

^Value basis the assumption of offline spends & online spends of INR 15,000 per month.

RBL Bank MoneyTap Credit Card is available on MasterCard & VISA network.

MoneyTap Card comes with an Annual Membership fee of INR 499 plus taxes.
Annual Membership fee of INR 499 plus taxes will be applicable from first year onwards.
Fees Waiver: Spend INR 2 lakhs in a year to get your next year's fee waived off!*
A reward redemption fee of INR 99+GST will be applicable on redemption of your available reward points earned on RBL Bank Credit Cards. Reward redemption fee will be levied one time for redemptions made in a single day.

*W.e.f. October 15, 2024 purchases made on select categories/MCCs (refer reward points on all purchases section) will not be considered for the fee waiver benefits (as specified in product TnCs).