Apply MoCash Credit Card to Avail Instant Loan

MoCash Credit Card

We are no longer accepting applications for MoCash Credit Card.

The RBL Bank MoCash Credit Card issued by "RBL Bank Ltd" in association with "MWYN Tech Pvt Ltd (MoneyTap)" is an innovative product which combines the power of an instant loan and a Credit Card. Please go through the page to explore the benefits that are available with MoCash program.

"There is a revenue sharing arrangement between RBL Bank & MONEYTAP for this card".

RBL Bank MoCash

MoCash gives you complete flexibility to avail a line of credit within minutes. You can anytime transfer money from the MoCash app to your registered bank account and payback in easy EMIs.
What’s more, MoCash also gives you convenience of using a physical credit card for your retail and online purchases.

MoCash Credit Card Features

Welcome Benefit

2000 Reward Points on Card activation in 30 days

Rewards Benefits

1 Reward point* / INR 100 spent except fuel
2 Reward points* / INR 100 on online spends

*Base and Accelerated reward points are not accrued on fuel (9752, 5541, 5983, 5172, 5542), utilities (4900), railways (4112, 4011, 4111), rental (6513), wallet load (6540), insurance (6300, 5960) and miscellaneous categories (as specified in the Product TnCs) w.e.f. October 09, 2023.

Movie Benefits

10% discount on movie bookings at BookMyShow, 15 times in a year

Online Shopping Benefits

Get INR 1,000 shopping voucher on every INR 1 lakh spent online, a maximum of 5 times in a year

Fuel Surcharge Waiver

Waiver of fuel surcharge up to INR 100 a month for fuel transactions between INR 500 and INR 4,000

MoCash Highlights

Instant Decisioning

Know your credit limit on RBL Bank MoCash app within 3 minutes

No usage No interest

Pay interest only on the amount you borrow

24/7 instant money transfer

Transfer money to your registered bank account, as you need, when you need

Pay back in easy instalments

You pay back the loan borrowed in EMIs as per the tenure you choose
You can also easily convert your Card spends into EMIs from the MoCash app

For detailed Terms and Conditions, click here

RBL Bank MoCash comes with an Annual Membership Fee of INR 500 plus taxes.
2nd year onwards Spend linked waiver on INR 1 lac spends.
With effect from August 15, 2022, a reward redemption fee of INR 99+GST will be applicable on redemption of your available reward points earned on RBL Bank Credit Cards. Reward redemption fee will be levied one time for redemptions made in a single day.