Housing Loan

• PAN Card: For Individuals/Partnership Firm/Company
• Identity Proof: Any one (e.g. Voter ID/Driving License/Passport)
• Address Proof: Any one (e.g. Voter ID/Driving License/Passport/Telephone Bill/Electricity Bill/Registered Lease Deed or Sale Agreement/Bank Statement)
• Business Continuity Proof: Any one document dated 5 years old (Bank Statement/Sales Tax Challans/IT Returns/Shops & Est. Certificate/COI/Partnership Deed)
• Passport Size Photographs
• Any other valid Photo ID card issued by the Central or State Government

Financial Documents Required

For Salaried:

• Last 2 years of Income tax returns or the Latest 3 month salary slip or the Latest Form 16 issued by the employer.

For Self-Employed Individuals:

• Latest audited ITR and financials for the last 2 years (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules).
• Bank statements from the borrower's main account/s for last 6 months and 3 months of all other bank accounts mentioned in the balance sheet.

For Self-Employed Professionals:

• Latest audited ITR and financials for the last 2 years (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules).
• Bank statements from the borrower's main account/s for last 6 months and 3 months of all other bank accounts mentioned in the balance sheet.
• Professional qualification certificate and Degree certificate for professionals (Doctors, Architects, Chartered Accountants etc.)