ICICI Prudential Future Perfect
ICICI Prudential Future Perfect - A Non-linked Participating Life Individual Savings Product.
Key Features
- Get assured savings with:
- Guaranteedˇ Maturity Benefit1
- Guaranteedˇ Additions2
- Additional bonuses3 declared by company
ˇT&C apply
- You get Life Cover4 for entire policy term. Your family receives claim amount in one go in your absence
- Tax* benefits on premiums paid and benefits received under Sections 80C and 10(10D) of the Income Tax Act ,1961
1GMB will be set at policy inception and will depend on age, policy term, premium, premium payment term and gender. Your GMB may be lower than your Sum Assured on death.
2Guaranteed Additions (GAs) is a percentage of annualized premium. For monthly premium frequency, 1/12th times GA will be accrued every month on premium payment. For half yearly premium frequency, 0.5 times GA will be accrued on premium payment , Please refer to product sales brochure for more details.
3Reversionary bonuses may be declared every financial year and will accrue to the policy if it is premium paying or fully paid. Reversionary bonuses will be applied through the compounding bonus method. All reversionary bonuses will be declared as a proportion of the sum of the GMB and the accrued reversionary bonuses, if any. Reversionary bonus once declared is guaranteed and will be paid out at maturity or on earlier death. A terminal bonus may also be payable at maturity or on earlier death. Reversionary and Terminal bonus are not guaranteed and are dependent on future performance.
4Life Cover is the benefit payable on death of the life assured during the policy term.
*Tax benefits under the policy are subject to conditions under Sections 80C, 10(10D),115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for more details.
ICICI Pru Future Perfect. UIN: 105N153V02 ADVT NO. W/II/2048/2022-23
© ICICI Prudential Life Insurance Co. Ltd. All rights reserved. Registered with Insurance Regulatory & Development Authority of India (IRDAI) as Life Insurance Company. Regn. No. 105. CIN: L66010MH2000PLC127837.
Reg. Off.: ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. Tel.: 40391600. Customer helpline number - 1860 266 7766. Timings – 10:00 A.M. to 7:00 P.M., Monday to Saturday (except national holidays). Member of the Life Insurance Council. For more details on the risk factors, term and conditions please read the product brochure carefully before concluding the sale. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license.
RBL Bank: RBL Bank Limited is a Corporate Agent (Composite, IRDAI Regn No. CA0116) of ICICI Prudential Life Insurance Company Limited with registered office at RBL Bank Ltd, 1st Lane, Shahupuri, Kolhapur – 416001, Maharashtra, Ph: +912316650214. Insurance is underwritten by ICICI Prudential Life. Insurance is a subject matter of solicitation. There is no risk participation by RBL Bank Limited in the Insurance product sold by the Insurer. Purchase of any insurance products by you is purely voluntary. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure / policy wordings carefully before concluding a sale. ICICI Prudential Life Insurance Company Limited, ICICI Prulife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025.
BEWARE OF SUSPICIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
IRDAI CAUTIONS PUBLIC AGAINST SPURIOUS CALLS AND FICTITIOUS OFFERS