ICICI Pru iProtect Smart Term Plan
Secure the future of your loved ones with the All-in-One* Term Plan.
ICICI Pru iProtect Smart Term Plan
You strive to provide comfort, happiness, and security to your family and you would want your family’s future to be secure at all times. ICICI Pru iProtect Smart gives you the flexibility to design your safety net so that you can protect your family’s financial future to ensure that they lead their lives comfortably without any financial worries, even in your absence.
Key Features*
- Get protection: Coverage against death1, terminal illness2 and disability3.
- Riders are included in the All-in-One plan.
- Special premium rates for non-tobacco users.
- Need based benefit payout: Choose to receive the benefit amount as a lump sum or as monthly income for 10 years or a combination of both.
- Flexibility to pay premiums for a limited period or throughout the policy term
- Life Cover up to age 99.
- Tax⁴ benefits on premiums paid and benefits received under Sections 80C and 10(10D) of the Income Tax Act ,1961.
*ICICI Pru iProtect Smart offers four variants namely ‘Life’, ‘Life plus’, ‘Life and health’ and ‘All in One’ with different benefits. “All in One” is one of the four variants offered under iProtect Smart. The customer can choose any one variant from the four available variants. Please refer to the product brochure for more details.
¹Life Cover is the benefit payable on death of the life assured during the policy term.
²A Life Assured shall be regarded as Terminally Ill only if that Life Assured is diagnosed as suffering from a condition which, in the opinion of two independent medical practitioners’ specializing in treatment of such illness, is highly likely to lead to death within 6 months. The terminal illness must be diagnosed and confirmed by medical practitioners’ registered with the Indian Medical Association and approved by the Company. The Company reserves the right for independent assessment.
³On diagnosis of Permanent Disability (PD) due to an accident, the future premiums under your policy for all benefits are waived. To know more about definitions, terms & conditions applicable for permanent disability due to accident, kindly refer sales brochure of ICICI Pru iProtect Smart.
⁴Tax benefits under the policy are subject to conditions under Sections 80C, 10(10D),115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for more details.
ICICI Pru iProtect Smart UIN: 105N151V06., ADVT NO. W/II/2087/2022-23
© ICICI Prudential Life Insurance Co. Ltd. All rights reserved. Registered with Insurance Regulatory & Development Authority of India (IRDAI) as Life Insurance Company. Regn. No. 105. CIN: L66010MH2000PLC127837.
Reg. Off.: ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. Tel.: 40391600. Customer helpline number - 1860 266 7766. Timings – 10:00 A.M. to 7:00 P.M., Monday to Saturday (except national holidays). Member of the Life Insurance Council. For more details on the risk factors, term and conditions please read the product brochure carefully before concluding the sale. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license.
RBL Bank:
RBL Bank Limited is a Corporate Agent (Composite, IRDAI Regn No. CA0116) of ICICI Prudential Life Insurance Company Limited with registered office at RBL Bank Ltd, 1st Lane, Shahupuri, Kolhapur – 416001, Maharashtra, Ph: +912316650214. Insurance is underwritten by ICICI Prudential Life. Insurance is a subject matter of solicitation. There is no risk participation by RBL Bank Limited in the Insurance product sold by the Insurer. Purchase of any insurance products by you is purely voluntary. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure / policy wordings carefully before concluding a sale. ICICI Prudential Life Insurance Company Limited, ICICI Prulife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025.
BEWARE OF SUSPICIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
IRDAI CAUTIONS PUBLIC AGAINST SPURIOUS CALLS AND FICTITIOUS OFFERS