Individual Health Guard
We are all aware of how expensive healthcare is. In times of unfortunate accidents and sickness, you can rely on Bajaj Allianz to support you through such challenging times. Our Health Guard policy covers your hospital costs and provides extensive pre and post-hospitalization expense coverage. We are the first insurance provider to offer an insured amount of INR 10 lakhs.
Key Benefits
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At more than 2300 hospitals in India, the member has a cashless payment option.
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Members of Health Guard have access to cashless facilities at numerous hospitals in India that have been appointed as affiliates.
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Pre and post-hospitalization costs include necessary medical costs incurred 60 days before and 90 days after being admitted to the hospital.
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Covering emergency ambulance costs up to a maximum of INR 1000.
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No tests required up to 45 years for salaried individuals INR 10 lakhs.
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10% co-payment is required if treatment is received at a hospital that is not in the network.
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For individuals in the age range of 56 to 65 choosing this coverage for the first time, a 20% co-payment is applicable.
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10% of the co-payment can be waived with the payment of an extra premium.
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Following four years of continuous renewal with Bajaj Allianz, pre-existing illnesses get covered.
