Platinum Classic Credit Card

A credit card with power of four cards in one.

Add value to all your spends with rewards like never before with Platinum Classic Credit Card. The card perfectly complements your spending habits and lifestyle, letting you enjoy high-savings on all your spends like grocery, electronics, fashion, automobile etc. coupled with best-in-class rewards, vouchers, and discounts.

Get 2,000 Reward points on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).

Please note: Presently we are not sourcing Platinum Classic Credit Card for new customers.

Enjoy exclusive, never seen before features

EMI Finance: Shop for durables, electronics, furniture, clothes & accessories, groceries and much more. Divide all you buy into easy EMIs.

Easy Cash: Unlimited withdrawal of your available cash limit from all ATMs in India up to your billing date (Processing fee of 2.5% applicable; min INR 500 and refer MITC for more details).

Note: Terms and Conditions apply

Shop your way to rewards

Get 1 Reward Point for every INR 100 you spend on all that you like^#

Let’s go for a long drive

Experience the freedom and power to fill your vehicle's fuel tank at any place, at absolutely no extra cost. Get a fuel surcharge waiver of up to INR 100 per month.
The Surcharge is applicable on minimum fuel transactions of INR 500 and maximum of INR 4,000.

HOW IT ADDS UP?

Offers	Value ( In INR)
Joining Reward: 2,000 Reward Points (No welcome rewards will be given to First Year Free cards)	400^^
1 Reward Point on every INR 100 spent^# (Assuming annual spends of INR 1,80,000; Rewards Earned = 1,800)	360^^
Spend Based Waiver: Spend INR 50,000 in a year and get waiver of Next year Annual Fee^#	499
Fuel surcharge waiver of up to INR 100 per month. (The Surcharge is applicable on minimum fuel transactions of INR 500 and maximum of INR 4,000.)	1,200
TOTAL BENEFITS PER ANNUM	2,459+

^^Up to

Note: Value of 1 Reward Point will vary from INR 0.11 to INR 0.25 across different categories on www.rblrewards.com.

For calculation purpose, we have assumed value of 1 Reward Point = INR 0.25

^#Effective November 13, 2023, transactions made on Education, Insurance, Utilities, Rent Payments and Wallet Load categories will not earn reward points.

^#Effective from October 15, 2024 there are few modifications to the product Terms on your Credit Card. Transactions made on Fuel & Auto, Quasi-Cash, Railways, Real Estate, Service Providers, Government Services, Contracted Services, Bills2pay, EMI, Miscellaneous & Cash are not eligible on your Platinum Classic Credit Card.

Categories/MCCs will be defined as per VISA & Mastercard guidelines:

Fuel:0032,2541,4001,5542,5541,5172; Utility:4900; Insurance:6300,6310; Quas-Cash:6050,6051,4829; Railways:0066,4011,4112; Rental:6513; Education:8220,8244,8249,8211,8241,8299; Wallet:6540; Government Services:9400,1490,2490,2995,7800,9406,9222,9405,9399,9211,9402,9401,9311,9223; ContractedServices:1711,1740,0763,1520,0742,1761,1799,1750,1731,1771,0780; Cash:6011,6010; Misc:5960; Bills2Pay:Tran Code - 71,Tran Code - 72; EMI

Own your Platinum Classic Credit Card by paying an annual fee of INR 499 (Plus Service Tax).
Spend INR 50,000 in a year and get second year annual fees of INR 499 reversed.
Reward redemption fee of INR 99 + GST is applicable on redemption of your available reward points earned on RBL Bank Credit Cards. Reward redemption fee is levied one time for redemptions made in a single day.