Paisabazaar Duet Plus Credit Card

Paisabazaar Duet Plus Credit Card

RBL Bank Paisabazaar Duet Plus Credit Card is a premium Credit Card + Credit-line product by RBL Bank in association with Paisabazaar.com.

Your Paisabazaar Duet Plus Credit Card brings the power of 2 products into 1:

• Paisabazaar Duet Plus credit-line for instant money transfer to your bank

• Cashback on all your Credit Card purchases

"There is a revenue sharing arrangement between RBL Bank & Paisabazaar.com for this card".

Paisabazaar Duet Plus Credit Card Highlights & Benefits

Welcome Benefit

• INR 250 cashback on making card purchases within 30 days of card issuance.

• Enjoy 1% cashback on all Retail outlets and online Transactions and 2.5% cashback on all travel & dining transactions except on the following categories* :(Cash, Quasi-Cash, Fuel&Auto, Real Estate/Rentals, Wallets/Service Providers, Utilities and EMI conversion of retail transactions (Split-N-Pay & EMI conversion requests placed at the time of making transactions at POS/Web/Mobile App))

• Each cardmember can earn a maximum cashback of INR 500 per month (Travel & Dining purchases capped at INR 200 and all other purchases capped at INR 300)

• W.e.f October 15 2024, cashback benefit will not be applicable on the below categories (MCC’s):

  MCC Category	MCC Code*
  Fuel & Auto	0032, 2541, 4001, 5542, 5541, 5172
  Utilities	4900
  Insurance	6300, 6310
  Quasi-Cash	6050, 6051, 4829
  Railways	0066, 4011, 4112
  Real Estate/Rental	6513
  Education	8220, 8244, 8249, 8211, 8241, 8299
  Wallets/Service Providers	6540
  Government Services	9400, 1490, 2490, 2995, 7800, 9406, 9222, 9405, 9399,9211, 9402, 9401, 9311,9223
  Contracted Services	1711, 1740, 0763, 1520, 0742, 1761, 1799, 1750, 1731, 1771, 0780
  Cash	6011, 6010
  Miscellaneous	5960
  Bills2Pay**	NA

^**Bills2Pay is a facility provided by RBL Bank where Cardmembers can pay various utility bills via RBL MyCard App/RBL MoBank App/Internet banking channel

* All categories(MCC’s) defined as per MasterCard,VISA and RuPay guidelines

Transfer Money

• Transfer money from your Paisabazaar Duet Plus credit-line to bank account within minutes

Movie Tickets

• Avail 1+1 BookMyShow offer on tickets for weekend shows (once a month, up to INR 200 off)

Fuel Surcharge waiver

• Waiver of up to INR 100 per month, valid on fuel transactions between INR 500 & INR 4,000

Paisabazaar Duet Plus Credit Card is available on MasterCard network.

How Paisabazaar Duet Plus Credit Card works?

Use RBL Bank Paisabazaar Duet Plus Credit Card to avail your money at your disposal.

• Transfer as low as INR 3,000, or as high as your credit limit, to your registered bank account – as many times as you need. You can follow the below process:

  • Visit https://paisabazaarapp.onelink.me/qcrE/WelcomeKitDashboard

  • Under the credit line option, enter the amount you wish to borrow

  • Select the bank account in which you want the funds to be transferred

  • Authorize using the OTP received on your registered mobile number

• Pay back the amount in easy EMIs.

• Purchase online or swipe at retail stores with Paisabazaar Duet Plus Credit Card.

W.e.f October 20, 2024 Credit Line functionality for your RBL Bank Paisabazaar Duet Plus Credit Card will be available on the RBL Bank MyCard mobile application under XpressCash program. This feature available on the partner mobile application will no longer be available for you to opt for.

To enjoy benefits of the XpressCash Program, visit RBL Bank MyCard mobile application (link).

Steps to avail XpressCash after logging in to the MyCard application are explained below:

• Click on the banner "Get Instant Cash"

• Enter details like Loan amount, tenure etc.

• View EMI, Interest rate, proc fee etc.

• Customer enters bank account details (A/c no. & IFSC code)

• Get the amount credited within 3-4 working days

For detailed Terms and Conditions, click here

For XpressCash Terms and Conditions, click here