IRCTC RBL Bank Credit Card
& Transit
A rewarding welcome
- 500 Reward Points up for grabs!
Simply, shop with your IRCTC RBL Bank Credit Card within the first 30 days of Card issuance and get rewarded.
There is a revenue sharing arrangement between RBL Bank & IRCTC for this card.
Cardmember will earn reward points as defined in respective product terms & conditions. However, offline UPI transactions under INR 2,000 done at small merchants on RBL Bank RuPay Credit Card will not be eligible for rewards points, voucher benefits, milestone benefits or any other product benefits, unless stated otherwise. For clarity, small merchants in this case means merchants with turnover of not more than INR 20 lakh during the previous financial year.
40X joys await you!
Level up your travel with up to 40X benefits! The Card comes at an annual fee of INR 500, and you could end up with benefits worth up to INR 20,000 annually by shopping, dining, travel bookings and more with the Card. That’s 40 times the value of your annual fee! Here's How
Rich value, just for you!
Redeem your Reward Points directly on IRCTC at incredible value.
1 Reward Point = INR 1.
To know more about train ticket booking using available reward point with zero charges, click here
Only applicable on www.irctc.co.in and mobile application.
Tap & Transit (NCMC Credit Card)
Navigate your daily commutes effortlessly at metro and bus stations by simply tapping your card, streamlining your travel experience. To view more details, click here
Scan and Pay (UPI wala Credit Card)
Eliminate the hassle of handling cash and enjoy a seamless payment process by using UPI where you can simply scan and pay for a smooth transaction process. To view more details, click here
Travel in comfort
Relax before your journeys with 8 complimentary (2 visits per quarter) lounge access at railway stations. Click here to view list of lounges.
Train cancelled? But journey is still on
Plan worry-free! Enjoy INR 5,000 cancellation protection in case your train is cancelled at the last minute.
To view claim process, click here
Save on transaction fees
Transaction charges of 1% up to INR 200 on train ticket booking will be reversed on IRCTC RBL Bank Credit Card. The transaction charges will be reflected in your next statement cycle.
Book train tickets, book rewards!
Earn 5 Reward Points per INR 200 spent on train ticket bookings through the IRCTC website or App.
Want to know how to earn Reward points on train journey, Click here
Even regular commutes are rewarding!
Earn 3 Reward Points per INR 200 swiped on FASTag recharge from RBL Bank Digital Channels/NCMC Reload/UTS App.
Unlock more rewards with your holiday plans!
Not just rewards on train tickets, you also earn 2 Reward Points per INR 200 spent on booking flights, hotels and cruises from the IRCTC website or App.
Get more from shopping, dining, movies…
Earn 1 Reward Point per INR 200 spent everywhere from the things you love!
Note: Purchases made under below mentioned merchant categories will be excluded from reward point benefit and quarterly milestone benefit: Fuel & Auto, Utilities, Insurance, Quasi-Cash, Real Estate/Rental, Education, Wallets/Service Providers, Government Services, Contracted Services, Cash, Miscellaneous, Bills2Pay and EMI conversion of retail transactions (Split-N-Pay & EMI conversion requests placed at the time of making transactions at POS/Web/Mobile App), fees (if any), charges & GST.
Categories/MCCs will be defined as per Network guidelines:
Fuel & Auto (0032,2541,4001,5542,5541,5172), Utilities (4900), Insurance (6300,6310), Quasi-Cash (6050, 6051, 4829), Real Estate/Rental (6513), Education (8220,8244, 8249, 8211, 8241, 8299), Wallet/Service Providers (6540), Government Services (9400,1490, 2490, 2995, 7800, 9406, 9222, 9405, 9399, 9211, 9402, 9401, 9311, 9223), Contracted Services (1711, 1740, 0763, 1520, 0742, 1761, 1799, 1750, 1731, 1771, 0780), Cash (6011, 6010), Miscellaneous (5960)and EMI
Bills2Pay is a facility provided by RBL Bank where Cardmembers can pay various utility bills via RBL MyCard App/RBL MoBank App/Internet banking channel
Click here for detailed terms and conditions.
Other Features
How to apply?
Conclusion (CTA)
ShopRite Credit Card journey starts with 2,000 Reward Points
Simple steps to get your welcome gift:
ShopRite Credit Card journey starts with 2,000 Reward Points
Simple steps to get your welcome gift:
