GO Account
GO Account
GO Account is a zero-balance online digital savings account.
Open GO Account online at the comfort of your home & get benefits worth 5x your joining fees.
One Account, Multiple Benefits!
Earn up to
Key Benefits
With zero balance GO Account get the advantage to operate without the hassle of maintaining a minimum balance.
Get premium GO Debit Card for free with your GO Account. Enjoy the unique features of Tap and Pay, higher ATM withdrawal limit and enhanced Point of Sale (POS) limit.
Free and unlimited ATM usage at all RBL Bank ATMs.
With your GO Account, keep track of your credit history by getting 1 free Credit Report per year. Explore personalized loan offers based on your credit score.
Get 8 types of free insurance cover up to INR 1 crore along with your GO Debit Card and free cyber insurance cover up to INR 1 Lakh for the 1st year of joining GO Account.
Joining fee for GO Account INR 1,999 +GST
Renewal fee for GO Account will be INR 599 +GST p.a. (Waived off on spends of INR 1 Lac or above on POS /Ecom using GO Debit Card in the previous year)
*Terms and Conditions Apply
GO Account is available only digitally.
Go Debit Card - Benefits and Features!
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Free Joining vouchers worth INR 1,500 on Leading brands
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Next year get your GO Account Renewal fee of INR 599 +GST (waived off on spends of INR 1 Lakh or above on POS /Ecom using your GO Debit Card in the previous year).
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Complimentary insurance covers with your GO Debit Card
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Higher ATM/POS and online Limits in a day
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Tap and Pay
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Instant Debit Card PIN setup via MoBank, Net Banking and SMS
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Free and unlimited ATM usage at all RBL Bank ATMs
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Global Acceptance
- Debit Card is active only for Domestic ATM /POS transaction. Here client needs to activate online, international & contactless transaction through RBL Bank MoBank App/ Net banking or call customer care
Login to RBL MoBank > Tap on 'Manage Debit Card; > Tap on 'Security Settings'
***Savings Account Interest Rates
| Daily balance | Rate of Interest (p.a.) Effective from February 15, 2025 |
|---|---|
| Upto INR 1 lakh | 3.25% |
| Above INR 1 lakh upto INR 5 lakh* | 4.50% |
| Above INR 5 lakh upto INR 10 lakh* | 5.50% |
| Above INR 10 lakh upto INR 25 lakh* | 6.50% |
| Above INR 25 lakh and upto INR 3 Crore* | 7.50% |
| Above INR 3 Crore upto INR 7.5 Crore* | 6.50% |
| Above INR 7.5 Crore upto INR 50 Crore* | 6.25% |
| Above INR 50 Crore upto INR 500 Crore* | 6.00% |
| Above INR 500 Crore* | MIBOR** + 100 bps |
* On daily balances in excess of INR 1 Lakh
With effect from April 1, 2016, the periodicity of payment of interest on Savings Bank Account has been changed to quarterly. Accordingly savings Bank interest calculated on daily product basis will be paid at quarterly intervals on 30th June, 30th September, 31st December & 31st March each year.
**MIBOR is overnight MIBOR rate
To understand the interest calculation with an example click here.
