Why Financial Literacy Matters?
Being financially literate means more than just knowing how to save or spend - it’s about understanding how money works in your everyday life. With the right knowledge, you can make confident decisions whether you’re:
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Opening your first bank account
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Planning a big purchase
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Applying for a loan
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Navigating digital payments
It’s not just about numbers - it’s about gaining clarity, confidence, and control over your financial life. Financial awareness helps you:
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Manage your income and expenses
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Save for future goals
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Use financial tools responsibly
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Stay safe from frauds and scams
Explore Free Resources to Boost Your Financial Knowledge
NCFE E-Learning Course (E-LMS)
Build a strong foundation in personal finance with the National Centre for Financial Education (NCFE)’s free online course. Designed for learners of all ages, this self-paced course includes short, engaging modules to help you understand the essentials of managing money.
Course Highlights:
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Duration: Around 5 hours
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Format: 20 short modules (15–20 minutes each)
Key Modules Include:
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Money & Transactions: Basics of handling money, banking, and digital payments
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Financial Planning: How to budget, manage income, and set goals
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Investments & Risk: Intro to investment types and risk-reward balance
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Insurance & Safety Nets: Importance of financial protection
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Retirement Planning: Why to start early and how to plan smart
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Regulation & Consumer Protection: Know your rights and responsibilities
Whether you’re a student, professional, or homemaker, this course builds financial confidence at every stage.
NCFE e-Library
Want to read and learn more about money matters at your own pace? The NCFE e-Library offers a wide range of free and easy-to-understand digital booklets, guides, and resources on everyday financial topics.
What You’ll Find:
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Guides on banking, saving, and budgeting
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Booklets on insurance, pensions, and retirement planning
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Resources on fraud awareness and consumer protection
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Materials supported by trusted institutions like RBI, SEBI, IRDAI, and PFRDA
These digital resources are available anytime, so you can read and learn at your own pace - whether at home, in school, or on the go.
Financial Literacy Week
Financial Literacy Week (FLW) was observed from February 24 to February 28, 2025. The theme for FLW was 'Financial Literacy – Women’s Prosperity,' aligning with the strategic objectives of the National Strategy for Financial Education 2020–2025. The focus was on the following three topics:
