Platinum Shopgain Credit Card

A credit card with power of four cards in one.

Plan and enjoy your benefits on Utility bill payments with your Platinum Shopgain Credit Card. The card perfectly compliments your spending habits and lifestyle letting you enjoy high-savings on all your Utility spends with best in class entertainment vouchers.

Get 6,000 RP as welcome rewards on payment of annual fee and minimum spends of INR 2,000 within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).

Key Benefits

Annual Rewards worth INR 20,936+
Attractive Milestone Vouchers
1 RP Per 100 Spends^#
Offers on Utility Bill Payments

Enjoy exclusive, never seen before features

Easy Cash: Unlimited withdrawal of your available cash limit from all ATMs in India up to your billing date (Processing fee of 2.5% applicable; min INR 500 and refer MITC for more details).

Note: Terms and Conditions apply

Shop your way to Rewards

25 Reward Points for every INR 100 spent on utility bill payments - up to 500 Reward Points pm
Milestone: Zomato Voucher/Amazon Prime Voucher - on spends of INR 2 Lacs Annually^#
Milestone: 10,000 RP on spends of INR 3 Lacs & Above^#
Milestone: Additional 10,000 RP on spends of INR 4 Lacs & Above^#
1 Reward point for every INR 100 spent^#

Cinematic Rewards for the love of movies

1+1 on Bookmyshow (up to 200 per month) twice a month

How to avail?
All Cardmembers can avail the offer by applying under the offers/discounts section on the BookMyShow checkout page. Visit www.rblbank.com for details. Cardmember will need to add their Card details and expiry date for availing the offer. This offer cannot be clubbed with any other offer.

A relaxing airport experience

4 Complimentary domestic lounge access (1 per quarter)

Click here for the list of lounges and the terms and conditions of the offer. The Lounge program is offered by MasterCard/Visa.

Please note: Spends of INR 15,000* (or more) made in the preceding calendar quarter will unlock the lounge access for the subsequent quarter.

*Excluding Rental spends

HOW IT ADDS UP ?

Value Prop	Value (in INR)
Welcome reward points: 6,000 RP (No welcome rewards will be given to First Year Free cards)	1,380^^
1+1 on Bookmyshow (up to INR 200 per month) twice a month	4,800
Milestone: Zomato Voucher/Amazon Prime Voucher - on spends of INR 2 Lacs Annually^#	1,000
Spend Based Waiver: Spend INR 1,50,000 in a year and get waiver of Next year Annual Fee^#	1,500
Milestone: 10,000 RP on spends of INR 3 Lacs & Above^#	2,300^^
Milestone: Additional 10,000 RP on spends of INR 4 Lacs & Above^#	2,300^^
25 Reward Points for every INR 100 spent on utility bill payments - up to 500 Reward Points pm	1,380^^
4 Complimentary domestic lounge access	6,000
1 Reward point for every INR 100 spent^#(Assuming Normal spends of INR 1,20,000); Reward Point Earned = 1,200	276^^
TOTAL BENEFITS PER ANNUM	20,936

^^Up to

^#Transactions made on Education, Insurance, Utilities, Rent Payments and Wallet Load categories will not earn reward points.

^#Effective from October 15, 2024 there are few modifications to the product Terms on your Credit Card. Transactions made on Fuel & Auto, Quasi-Cash, Railways, Real Estate, Service Providers, Government Services, Contracted Services, Bills2pay, EMI, Miscellaneous & Cash are not eligible on your Platinum Shopgain Credit Card.

Categories/MCCs will be defined as per VISA & Mastercard guidelines:

Fuel:0032,2541,4001,5542,5541,5172; Utility:4900; Insurance:6300,6310; Quas-Cash:6050,6051,4829; Railways:0066,4011,4112; Rental:6513; Education:8220,8244,8249,8211,8241,8299; Wallet:6540; Government Services:9400,1490,2490,2995,7800,9406,9222,9405,9399,9211,9402,9401,9311,9223; ContractedServices:1711,1740,0763,1520,0742,1761,1799,1750,1731,1771,0780; Cash:6011,6010; Misc:5960; Bills2Pay:Tran Code - 71,Tran Code - 72; EMI

Own your Platinum Shopgain Credit Card by paying an annual fee of INR 1,499 (Plus Service Tax).
Spend INR 1,50,000 in a year and get second year annual fees of INR 1,499 reversed.
Reward redemption fee of INR 99 + GST is applicable on redemption of your available reward points earned on RBL Bank Credit Cards. Reward redemption fee is levied one time for redemptions made in a single day.