MoneyTap Credit Card
MoneyTap Credit Card
Tap to unleash your dreams
RBL Bank and MoneyTap bring to you a unique proposition – MoneyTap Credit Line; which gives you flexibility to use the Credit as you like. You can use the MoneyTap App to transfer funds to your Bank Account and use the RBL Bank MoneyTap Credit Card for all your purchases.
To Apply, Download the Moneytap App Now
"MWYN Tech Pvt Limited is a recognized digital lending partner with a revenue sharing arrangement with RBL Bank for MoneyTap Credit Card".
For more details, please click here
Welcome Benefit
You earn 2,000 Reward Points on first swipe/activation of your RBL Bank MoneyTap Credit Card*
*Welcome benefit will be credited within 60 days of Card setup after payment of Annual Fee and first card transaction within 30 days of card setup.
For detailed Terms and Conditions, click here
How MoneyTap works?
Say Hello to Money on Tap
Transfer as low as INR 3,000, or as high as your available credit limit, to your registered bank account.
Convert Card Spends to EMI
Convert your card spends (INR 3,000 or higher) into EMIs right from the app.
Manage your Credit on the App - Complete Transparency
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Know all your charges through the MoneyTap app
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No other hidden charges
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Keep a track on your transaction history, upcoming payments or EMIs and their due dates
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No last minute stress
Reward points on all purchases
Gain Reward Points for all your domestic and international purchases and redeem them for the products you love at www.rblrewards.com
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Earn 1 reward point for every INR 100 spent on all your purchases at merchant outlet
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Earn 2 reward points for every INR 100 spent on all your online purchases (credit-line/loan spends excluded)
Base and Accelerated reward points are not accrued fuel, utilities, railways, rental, wallet load, insurance and government services.
Additionally, w.e.f. October 15, 2024 Base and Accelerated reward points will not be accrued on select categories*/MCCs: Fuel & Auto, Quasi-Cash, Real Estate/Rental, Education, Wallet/Service Providers, Contracted Services, Miscellaneous, Cash, Bills2pay and EMI conversion of retail transactions (Split-N-Pay & EMI conversion requests placed at the time of making transactions at POS/Web/Mobile App).
*Please refer to the table below for your reference.
Category | Merchant Category Code |
Fuel & Auto | 0032, 2541, 4001, 5542, 5541, 5172 |
Utilities | 4900 |
Insurance | 6300,6310 |
Quasi-Cash | 6050, 6051, 4829 |
Railways | 0066, 4011, 4112 |
Real Estate/Rental | 6513 |
Education | 8220,8244, 8249, 8211, 8241, 8299 |
Wallet/Service Providers | 6540 |
Government Services | 9400,1490, 2490, 2995, 7800, 9406, 9222, 9405, 9399, 9211, 9402, 9401, 9311, 9223 |
Contracted Services | 1711, 1740, 0763, 1520, 0742, 1761, 1799, 1750, 1731, 1771, 0780 |
Cash | 6011, 6010 |
Miscellaneous | 5960 |
Bills2pay** | NA |
EMI Transactions | NA |
**Bills2Pay is a facility provided by RBL Bank where Cardmembers can pay various utility bills via RBL MyCard App/RBL MoBank App/Internet banking channel
Cashbacks & Discounts
Zomato
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Earn 20% cashback on all Zomato orders (up to INR 200/- in a month)
Milestone Benefits
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Get INR 1,000 Amazon voucher on crossing spends of INR 2.5 Lacs in the year*
*W.e.f. October 15, 2024 purchases made on above mentioned categories/MCCs (refer reward points on all purchases section) will not be considered for the milestone benefit (as specified in product TnCs).
Complimentary Movie Tickets
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Get 1+1 free movie ticket every month up to INR 200/- at BookMyShow for Saturday & Sunday shows
Waiver of Fuel Surcharge
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Tank up with your MoneyTap Credit Card with no fuel surcharge at all fuel stations**
**Valid for fuel transactions between INR 500 and INR 4000. Maximum waiver of INR 100 per month.
HOW IT ADDS UP?
Feature Benefits | New Benefits | Value |
Welcome Benefit* | 2,000 RP on activation of credit card within 30 days | 500 |
Monthly Benefit | 20% cashback on all Zomato orders, up to INR 200 in a month | 2,400 |
Reward Program^ | 1 RP for every INR 100 spent on POS/ offline merchant | 450 |
2 RP for every INR100 spent online | 900 | |
Milestone Benefits | INR 1,000 Amazon voucher on crossing spends of INR 2.5 lac in the year | 1,000 |
Fuel Surcharge waiver | Waiver of fuel surcharge up to INR 100 a month for fuel transactions between INR 500 and INR 4,000 | 1,200 |
Movie Benefits | 1+1 Free movie ticket at BookMyShow up to INR 200 every month for Weekend (Saturday/Sunday) shows | 2,400 |
Total Annual Value | 8,500+ |
*First swipe to be made within 30 days of card receipt and after payment of annual fee. Welcome benefit to be credited within 60 days of card receipt.
^Value basis the assumption of offline spends & online spends of INR 15,000 per month.
RBL Bank MoneyTap Credit Card is available on MasterCard & VISA network.
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MoneyTap Card comes with an Annual Membership fee of INR 499 plus taxes.
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Annual Membership fee of INR 499 plus taxes will be applicable from first year onwards.
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Fees Waiver: Spend INR 2 lakhs in a year to get your next year's fee waived off!*
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A reward redemption fee of INR 99+GST will be applicable on redemption of your available reward points earned on RBL Bank Credit Cards. Reward redemption fee will be levied one time for redemptions made in a single day.
*W.e.f. October 15, 2024 purchases made on select categories/MCCs (refer reward points on all purchases section) will not be considered for the fee waiver benefits (as specified in product TnCs).
Other Features
How to apply?
Conclusion (CTA)
ShopRite Credit Card journey starts with 2,000 Reward Points
Simple steps to get your welcome gift:
ShopRite Credit Card journey starts with 2,000 Reward Points
Simple steps to get your welcome gift:
GRIEVANCE REDRESSAL - In case of any grievance, kindly reach out as per Customer Grievance Redressal matrix here. For any further complaint/issue, you may contact the nodal officer here.
ROLES & RESPONSBILITIES - Click here to view the complete details of activities engaged by the co-brand partner, MWYN Tech Pvt Ltd.
SACHET PORTAL - Click here to visit the RBI Sachet Portal
Lending Service Provider & Co-brand partner: MWYN Tech Pvt Ltd
Digital Lending App: Moneytap App